Attention homeowners in Boulder and Boulder County: Get an Appraisal today!

Check out the top seven reasons CO homeowners use Fleming Schutrumpf:

  1. Find the right listing price (whether they're selling the home on their own or using an agent)
  2. Challenge property tax assessments
  3. Remove PMI to reduce a monthly mortgage payment
  4. To reinstate your Home Equity Line of Credit (or HELOC)
  5. To review a different appraiser's report for verification
  6. If real estate needs to be divided because of a divorce
  7. To settle an estate in Boulder county or CO by determining the true market value of real estate in question

Own a home in or near Boulder, CO and need help deciding the price of it?
Contact Fleming Schutrumpf.

We at Fleming Schutrumpf understand the individual needs of a customer in need of appraisal services. The appraisal process and reporting formats are familiar to our business clients like lenders, lawyers, and CPAs. As our non-traditionalclient, we will provide you with extra guidance and explanations through the appraisal process to more fully understand what we do and how we document the results of our analysis.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your house because you probably have an emotional attachment to it. The professional appraisers at Fleming Schutrumpf will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very crucial as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your house will attract buyers. It's something concrete to show the buyer. It's an independent third party's opinion of your house's value, and not just you saying how much you think your house is worth. Interested buyers assume you have an emotional attachment to your house and will be more likely to give credibility to a qualified appraiser's value opinion than yours.

Appraisals to remove PMI

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a fashionable way to save money for homeowners. Once your mortgage loan is down below 80% of the value of your home, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At Fleming Schutrumpf, we're experienced in helping homeowners just like you rid themselves of unwanted and unneeded PMI insurance.

Challenge Boulder county's assessment of your property

If you live in a local area that is declining or is not appreciating as much as other homes close to yours, your local tax assessor may have your home overvalued. This means you are going to pay higher taxes than you should be paying. The sooner you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting a professional appraisal from Fleming Schutrumpf is your strongest weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

If your house is in a declining area, your lender may just decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be inopportune from a cash flow viewpoint, and unfavorable to your credit score since it may appear as though that credit line is maxed out. An efficient appraisal from Fleming Schutrumpf can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Would you like a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you need a veteran appraiser to double-check your appraisal for accuracy? We can go out and check the subject and comparables in a field review. Or, if you're in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Fleming Schutrumpf can help you with that. Even though this is usually requested by banks, you may want to utilize this service if you suspect mortgage fraud related to your property.